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Travel Insurance for Sweden from India
Sweden, officially known as the Kingdom of Sweden, is a country on Northern Europe’s Scandinavian Peninsula. This Nordic nation has always been a prime holiday destination for international tours in Europe, especially for Indian globetrotters. With its fascinating landscapes, vibrant culture and rich history, the country is truly a great place for all kinds of themed tours. To protect your international vacation from financial risks caused by unanticipated events, invest in Sweden travel insurance.
Key Features of Travel Insurance Sweden
Here is a list of some of the important features of Sweden travel insurance;
| Key Features | Details |
| Maximum coverage | Offers coverage against various unforeseen events, like medical, travel and baggage-related emergencies. |
| Constant support | Round-the-clock assistance via 24x7 customer care support and in-house claim settlement. |
| Easy cashless claims | Offers cashless claims benefits accessible through multiple network hospitals. |
| COVID-19 coverage | Coverage for hospitalisation expenses caused by COVID-19. |
| Massive cover amount | Extensive coverage range from $40k to $1000K. |
Types of Travel Insurance Sweden
The type of Sweden travel insurance you choose should be based on your travel requirements. Here are the main choices that are offered;
Travel Plans for Individual
For solo adventurers around the globeThis type of international travel insurance covers solo travellers against medical, baggage and travel-related contingencies.
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Travel Plan for Families
For the happy family trips:This type of international travel insurance offers coverage to multiple members of a family during a trip under a single policy.
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Travel Plan for Students
For the ones who are far from home:This type of international travel insurance is designed to offer coverage to students travelling abroad for education-related purposes.
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Travel Plan for Frequent Fliers
For jet setters dreaming beyond known boundariesThis type of plan is designed to offer coverage to senior citizens during their international holidays.
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Travel Plan for Senior Citizens
For the ones young at heartThis policy will help secure multiple trips under one international travel insurance plan within a specified period.
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Benefits of Buying Travel Insurance Sweden Plan
The essential benefits that come along with a Sweden travel insurance plan are as follows;
1
Hassle-free travel
Unexpected medical and non-medical troubles can hinder the flow of your trip. The coverage under travel insurance for Sweden from India helps you quickly deal with such problems so your vacations stay hassle-free.
2
Baggage security
With Sweden travel insurance, you will get compensation for inconveniences caused by baggage-related issues, like delay of baggage, loss of baggage, etc.
3
Cover for medical emergencies
Dealing with medical emergencies in a foreign nation can cause severe financial strain. Sweden travel insurance protects you financially in those scenarios by offering coverage.
4
Cover for journey-related troubles
The Sweden travel insurance also offers things like personal liability cover, financial emergency assistance, flight delay cover, etc., so you stay protected throughout the trip.
5
Easy cashless facilities
Worried about the upfront bills when seeking medical assistance in a foreign country? Fret not. Under the plan’s cashless facility, the insurer handles the medical expenses directly with the hospital, so you don’t need to pay the major bills from your own pocket.
6
All-time assistance
The 24x7 claim settlement and customer support team under Sweden travel insurance by HDFC ERGO ensures you get the proper assistance, regardless of the hour.
Thinking about visiting France for your next European holiday? Secure your trip now with international travel insurance by HDFC ERGO.
What's Covered under Travel Insurance for Sweden from India
Here are some of the things that are usually covered under travel insurance for Sweden from India;
Medical Emergency-Related Expenses
Our policy covers the costs related to medical emergencies, so you don’t have to break your pocket during your trip.
Dental Emergency-Related Expenses
Sweden travel insurance also covers the expenses related to dental emergencies that you may face.
Medical Evacuation
In case of medical emergencies that require immediate care, our policy helps by covering the expenses related to air/land medical evacuation to the nearest healthcare centre.
Hospital Daily Cash Allowance
Our policy also helps you to take care of petty hospitalisation-related expenses, so you don’t have to exceed your travel budget.
Medical And Body Repatriation
In the tragic event of death, our policy will be responsible for covering the expense of transferring one’s mortal remains to their home country.
Accidental Death
In the unfortunate event of accidental death while travelling, our policy will offer a lump-sum compensation to your family.
Permanent Disablement
To ease your burden if an unforeseen occurrence results in permanent disability, the policy will offer you a lump sum compensation.
Personal Liability
If you find yourself responsible for third-party damage in a foreign country, our policy will make it simple for you to compensate for those losses.
Financial Emergency Assistance
In case you experience a cash crunch caused by theft or robbery, our policy will help facilitate emergency fund transfers from India.
Hijack Distress Allowance
In case your flight gets hijacked, we will do our part by offering compensation for the distress it causes you while the authorities handle the situation.
Flight Delays
Our Sweden travel insurance offers a reimbursement feature that will help you cover the expenses related to essential purchases arising out of a flight delay.
Hotel Accommodations
In case you need to extend your hotel stay due to a medical emergency, our policy will cover those additional expenses.
Loss Of Baggage And Personal Documents
You will be covered for the expense of replacing lost or stolen personal documents and belongings with our Sweden travel insurance.
Loss Of Checked-In Baggage
Our policy will offer you compensation in case of loss of checked-in baggage. So, don’t worry about spending your Sweden trip in the absence of your essentials.
Delay Of Checked-In Baggage
In case your check-in baggage gets delayed, our policy will cover the essential purchases while things get sorted.
The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.
What's Not Covered Under Travel Insurance for Sweden from India
Your travel insurance for Sweden from India policy may not offer coverage for;
Breach of Law
Health complications that are caused due to war, terrorism or breach of law are not covered under the travel insurance plan.
Consumption of Intoxicants
If you use intoxicants or banned substances, the Sweden travel health insurance plan will not offer any coverage.
Pre existing diseases
If you have a medical condition prior to the trip or receive treatment for a pre-existing disease, the plan will not cover those expenses.
War Or Terrorism
Injuries or health complications suffered due to terrorism or war.
Self Inflicted Injury
Injuries as a result of intentional harm or suicide attempts are not covered under international travel insurance.
Adventure Sports
The policy will not cover injuries and hospital expenses that are caused as a result of participating in hazardous activities and adventure sports.
Obesity And Cosmetic Treatment
During the foreign country trip, if you or a family member choose to receive cosmetic or obesity treatment, those associated expenses will not be covered under the plan.
How to Buy Travel Insurance Policy for Sweden Online?
• Click here, or visit the HDFC ERGO travel insurance webpage to BUY our policy.
• Enter traveller details, destination information, and trip start and end dates.
• Choose your preferred plan from our three tailored options.
• Provide your personal details.
• Fill in additional details about the travellers and proceed to pay using online payment methods.
• All that's left to do is- download your policy instantly!
Don’t let medical emergencies abroad drain a hole in your travel budget. Keep yourself financially covered against emergency medical and dental expenses with travel insurance.
Interesting Facts About Sweden
| Categories | Details |
| Population | Among the other Nordic nations, Sweden has the largest population with an astounding 10 million+ inhabitants as of 2023. |
| Accommodation | Sweden is renowned for being the home of the Ice Hotel. It is a hotel crafted annually during the cold season in the Village of Jukkasjärvi using two-tonne ice blocks. |
| Recycling | In Sweden, only 1% of the total waste ends up in a landfill, while 49% is burned for energy and 50% is recycled. Sweden even imports waste from the UK and Norway to incinerate to produce energy. |
| Beverage | In Sweden, during the festive season of Christmas, a local drink called Julmust outsells even popular brands like Coca-Cola. |
| Art and infrastructure | The majority of Stockholm metro stations in Sweden are decorated with paintings, sculptures, graffiti, etc., forming beautiful art galleries. |
Documents Required for the Sweden Tourist Visa
As Sweden is a part of the Schengen Agreement, you will need to produce the following list of documents to obtain its visa;
1. Completely filled and signed the Sweden visa application form,
2. Original and copy of current passport,
3. A couple of passport-sized photographs,
4. Proof of lodging, such as hotel reservations, campus residence, etc.,
5. Flight reservation of roundtrip ticket,
6. Valid travel insurance for Sweden from India
7. Proof of sufficient financial means,
8. Travel itinerary (if visiting more than one member state), and/or
9. Evidence for the applicant’s professional activity.
Best Time To Visit Sweden
The summer season in Sweden, which starts in June and ends in mid-August, is a great time to visit. The overall weather is very pleasant, with soothing temperature levels. If you are interested in participating in outdoor adventures, visiting cafes in Stockholm and going sightseeing, these months tend to be perfect. However, note that you will have to tackle heavy tourist crowds as summer is the peak tourism season in Sweden. Otherwise, you can consider visiting Sweden in Autumn (mid-August-October) and Spring (April-May) to witness its natural beauty and breathtaking sceneries. Winter in Sweden, which starts in November and ends in March, is the off-season for tourism but can be a great time to visit to check out the mesmerising Northern Lights. Remember, you need valid travel insurance for Sweden from India to obtain a Schengen tourist visa, no matter when you visit the country.
All Year-Round Essentials for Sweden
1. Reusable water bottles and coffee cups.
2. Essential travel documents, including passport, visa, etc.
3. Flashlight.
4. Warm clothes.
5. Prescribed medication and medical documents.
6. A compact backpack.
7. A sleep mask.
8. Travel charger adapter, power bank and spare camera battery.
9. Comfortable shoes for walking.
List of International Airports in Sweden
One of the fastest and most convenient ways to reach Croatia from any part of the world is via flight. Here's a list of the major international airports in Croatia;
| City | Airport Name |
| Stockholm-Arlanda | Stockholm Arlanda Airport |
| Harryda municipality, Vastra Gotaland County | Göteborg Landvetter Airport |
Let travel insurance handle the additional expenses caused by extended hotel stays due to medical emergencies. Click here to learn more!
Popular Destinations in Sweden
Here are some of the most visited places in Sweden that you can consider checking out;
1
Stockholm
Sweden’s capital city, Stockholm, is one of the most famous tourist destinations in Europe. It is the largest urban area among all of the Nordic nations and a major hub of culture, politics and economy in the country. Its exemplary museums, impressive city infrastructure, vibrant culture, etc., are some of its main highlights. During your visit, make sure to check out its major attractions like the Vasa Museum, Gamla Stan, Djurgarden, Drottningholm Palace, etc.
2
Gothenburg
Capital of Vastra Gotaland County, Gothenburg is a cosmopolitan where you will find beautiful cobbled streets, stunning canals, mesmerising architecture, verdant boulevards, and tons of major tourist attractions. Some of the city’s best attractions are the Liseberg Amusement Park, Botanical Garden, Slottsskogen, the Gothenburg Museum of Art, etc.
3
Lund
The quaint city of Lund in Sweden is where history and modernity thrive in their authentic colours. The city is famous for its scenic beauty, paired with an upbeat nightlife and rich cultural heritage. When visiting Lund in Sweden, make sure to check out its main attractions, which include the likes of the Museum of Skåne, Lund University Historical Museum, Lund Cathedral, etc. Always stay vigilant during travelling. Invest in proper Sweden travel insurance to keep yourself protected against unforeseen financial risks.
4
Halmstad
The port city of Halmstad in Sweden is also a major industrial, educational and recreational hub in the country. During your visit to Halmstad, you can engage in tourist activities, enjoy fun adventures, explore its natural beauty and so on. Some fun things to do in this city include taking a stroll along the Nissan, exploring Stora Torg, swimming in Tylosand, etc.
Things To Do In Sweden
Here are some fun and thrilling activities you can add to your Sweden trip itinerary;
1. Visit and explore the Space Centre in the Swedish Lapland.
2. Explore the Swedish wilderness and spot reindeer and moose in the wild.
3. Spend a night in Sweden’s famous Ice Hotel.
4. Gaze at the phenomenal sight of the Northern Lights.
5. Check out the biggest lakes in the country.
6. Visit the Swedish national parks and engage in memorable hiking and camping adventures.
7. Soak in the scenic views of the famous Hoga Kusten Bridge.
8. Visit the incredible castles spread across Sweden.
Money Saving Tips
Here are some useful tips you can follow in order to save money on your Sweden trip;
1. Travel to Sweden in the shoulder or off-season to get deals on flights, packaged tours and accommodations. It is very costly to spend holidays in Sweden during the peak tourism season.
2. Once your trip is finalised, make advance bookings of hotels and flights to get the best price.
3. Instead of hotels, consider staying in Airbnb and hostels to save money on accommodation.
4. Sweden has a great local transport infrastructure. So, you can use public transport to travel within the country and save money on transfers.
5. Avoid staying in the main tourist areas in the popular Swedish cities. Try looking for restaurants and hotels in the outskirts of the cities and towns.
6. Get Sweden travel insurance to avoid draining a hole in your budget while dealing with unanticipated medical and non-medical issues.
Local law and etiquette in Sweden
Following are some local laws and etiquette in Sweden that tourists must know beforehand;
1. Don’t talk about money and personal finances with strangers in Sweden.
2. Sweden has strict laws imposed on illegal drug use, so avoid it.
3. Refrain from speaking loudly in public places.
4. Never compare or find similarities between Sweden and other Scandinavian countries.
5. Swedish people like very strong coffee, so finding decaf is like finding a needle in a haystack. So, either go full in with coffee or don’t order it at all.
6. The legal drinking age in Sweden is 18 years.
Sweden-based Indian embassy
Here are the details of the Indian embassy in Sweden;
| Sweden-based Indian Embassy | Working Hours | Address |
| Embassy of India | 9 AM to 5:30 PM | Kornhamnstorg 4, 111 27 Stockholm, Sweden |
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Frequently Asked Questions
1. What Sweden travel insurance plans are available in India?
If you are picking HDFC ERGO for your travel insurance for Sweden from India, you can browse plans created especially for individuals, families, students, senior citizens and frequent flyers.
2. Is Sweden travel insurance mandatory?
Yes. Sweden is a part of the Schengen Agreement, hence a valid medical travel insurance for Sweden visa is mandatory. Besides, it comes with various benefits, including financial assistance against unanticipated medical and non-medical inconveniences.
3. How to buy a travel insurance for Sweden in India?
To buy travel insurance for Sweden from India, use the online or offline services offered by your preferred insurance company. You can buy Sweden travel insurance online in just a few clicks via HDFC ERGO’s official website.
4. What is the minimum coverage required for valid travel insurance for Sweden visa?
The minimum cover amount required in travel insurance for Sweden visa is 30,000 euros.
5. What non-medical issues does Sweden travel insurance cover?
The travel insurance for Sweden from India plan covers non-medical issues like, personal liability, flight delay, hijack distress allowance, emergency hotel accommodation, loss of checked-in baggage, and several other journey and baggage-related inconveniences.
6. Will Sweden travel insurance cover pre-existing diseases?
To find out whether your Sweden travel insurance plan covers pre-existing illnesses, refer to the policy inclusions and exclusions in the brochure provided by the insurer. For instance, the travel insurance for Sweden from India by HDFC ERGO doesn’t offer coverage for pre-existing diseases.
7. I am going to Sweden for my studies. Do I need to buy travel insurance?
Yes. If you are going to Sweden for studies or educational purposes, you will still need a valid travel insurance for Sweden visa. Consider purchasing the Sweden travel insurance for students by HDFC ERGO.
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